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Cloning a wallet like Zengo can vary hugely in cost security design, keyless architecture, cross-device support, and third-party audits are the biggest drivers. For a quick planning snapshot, check out https://herblorecalculatorosrs.vercel.app it can help you list features and estimate effort. Remember to budget separately for cryptography expertise, QA/security testing, and legal/compliance review. Get written milestones and multiple quotes from teams with crypto experience to avoid surprises.
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